History of Cornerstone
Personal and professional growth
Values inspired by veterans
Cornerstone Study Group was inspired by “The Pinnacle Study Group,” an organization formed in 1995 for the purpose of bringing together some of the top business and personal financial planners from across the country to share their individual expertise. Cornerstone’s meeting format was inspired by Pinnacle’s, which has fostered an environment for learning for decades. By sharing a broad diversity of resources, perspectives and backgrounds these meetings provide room to expand the minds and lives of our members through lifelong trust and friendship.
“The key is to keep company with those who uplift you”
Partner, Senior Financial Advisor – Fountainhead Advisors
Member Since 2017
RIA: Fountainhead Capital Management
Partner, CFP®, AIF – Legacy Solutions, LLC
Kennett Square, PA
CSG Vice President
B/D Affiliation: Lincoln Investment
Partner, Financial Planner, J.D. – Sterling Financial Group
B/D Affiliation: Commonwealth
Partner, CFP®, Wealth Consultant – Lifetime Asset Management
B/D Affiliation: Commonwealth
Vice President, Senior Financial Advisor – Wilmington Advisors M&T.
CSG Recruitment Chair
Member since 2018
B/D Affiliation: LPL Financial
Partner/Owner, CFP®, AAMS®, AIF® – CFH Financial Services, Inc.
B/D Affiliation: Valmark Securities
CFP® – Aksala Wealth Advisors
Member Since 2017
B/D Affiliation: Avantax
Partner, CFP®, CIMA – Zajac Group
B/D Affiliation: Commonwealth
Partner, Vice President & COO – IMZ Financial Services
Boca Raton, FL
B/D Affiliation: Securities America
Partner, CFP®, AIF®, President – Capital Analysts of Jacksonville
B/D Affiliation: Lincoln Investment
With over a decade of experience in financial planning, Gaetano brought his practice to Fountainhead Advisors in 2019 to expand capabilities and services for his clients. Sharing the independent philosophy of building a custom plan to fit each client’s personal story, Gaetano organically melds with the core of Fountainhead.
He continues to operate as a fiduciary and designs creative planning strategies, while maintaining focus on long-term relationships with clients, many of whom are great friends. Gaetano’s professional passion and purpose is to help people feel good about planning for their future.
With an intentional focus on listening, he seeks to first understand your personal story, before providing professional advice or strategy. When working with Gaetano, he will help you to determine your goals and identify financial risks, ultimately creating a custom allocation strategy for your wealth. Collaborating with clients (and many times your tax and legal advisors), Gaetano and his team can address your broad range of financial concerns, including retirement, protection, and estate legacy planning.
As a proud graduate of the Pennsylvania State University, Gaetano continues his charitable support for Penn State’s “THON”, fundraising for pediatric cancer, as he did in 2008 as a “dancer” in the 46-hour dance marathon. Gaetano also strongly subscribes to continued learning and development to remain the ultimate resource for his clients.
Outside of professional life, Gaetano enjoys traveling the world with his wife, Talia, & appreciating live music of all genres. Once in a blue moon, you can even see him play bass guitar with his cover band, “Country Club Drive” on stage in NYC. In June of 2022, Gaetano became a proud father when his son, Adrian, was born. In 2023, the Saccos and their dog Henley (named after Don himself) moved from Red Bank, NJ to Mullica Hill, NJ where they can spend more time with their extended family.
I got into the business directly out of Penn State, although I was on the other side of the table. My clients were financial advisors, and I saw the good the bad and the ugly of that side of the business. During this time I met my now partner, Dan Danese, and he was one of the advisors that were doing it with a way that matched my same values, so I decided to make the transition to a personal financial advisor. This allows me to help people while also protecting them from bad advice. I have been with Legacy Solutions since 2010. I live in Downingtown with my wife, Patty, and 4 daughters – Abby, Logan, Kennedy and Payton.
Experience: Joined Sterling Financial Group in 2011. Second-Generation Financial Planner.
Credentials: Certified Financial Planner®, Registered Fiduciary®, Series 6, 7, 63, 6, Attorney
Education: B.A. UNC Charlotte, Political Science; J.D and M.B.A. Wake Forest University
Business Focus: Comprehensive Financial Planning, Advanced Estate Planning, Qualified Plan Design, Executive Benefits, Tax Planning
Family: Resides with his wife, the greatest son the world has ever created, a good dog, and a dog that’s doing its best.
Matthew D. Glova joined LifeTime Asset Management in 2010 as a CERTIFIED FINANCIAL PLANNER™ professional, later joined the team as a partner, and then became CEO. Matt enjoys the opportunity to make a difference in his clients’ lives and is motivated by the problem-solving challenges that come with smart financial planning strategy. In 2018, Matt was named in the top 500 of the Forbes Top-1000 Next Gen Wealth Advisors, and he received the Triangle Business Journal’s 40 Under 40 award. In 2019, he was recognized on Forbes’ Best-in-State Wealth Advisors List. Matt grew up in Michigan and ventured south to attend the University of North Carolina at Wilmington, where he graduated with a BS in finance. A dedicated Rotarian and frequent volunteer, Matt is passionate about projects that support families, his community, and advancements in health research and patient support. In his free time, Matt enjoys golf, cooking, and being with his family. He lives in Raleigh with his wife, Sarah, and their son, Sawyer. Professional registrations, licenses, and designations:
- FINRA Series 6, 7, 63, and 65 securities registrations through Commonwealth Financial Network
- Life insurance license
- Accident and health or sickness license
- Long-term care license
- CERTIFIED FINANCIAL PLANNER TM certification
Community involvement and professional organizations:
- Volunteer, Finance Committee, Smart Start nonprofit
- Volunteer, Great Futures Campaign, Boys & Girls Club
- Member of the Financial Planning Association
- Member of Wake County Estate Planning Council
- Member of the Crabtree Rotary Club and recognized Paul Harris Fellow
- Member of North Ridge Country Club
- Active UNCW alumnus, founding member of UNCW Alumni – Triangle Chapter
- UNCW E.L. White Society member
- Founder of the Matthew D. Glova Scholarship in Business
* The 2018 ranking of Forbes’ Top 1,000 Next Generation Wealth Advisors(1) recognizes advisors born in 1980 or later with a minimum of four years of experience. Advisors were rated based on a proprietary algorithm of qualitative and quantitative criteria: assets under management, revenues generated for their firms, client retention, industry experience, credentials, and compliance records. SHOOK Research also employs an opinion-based weighting system that prioritizes its preferred “best practices,” which include business models, activities, processes, and structure. Overall, 5,832 advisors were considered, and 1,000 (17 percent of candidates) were recognized. This recognition and the due-diligence process conducted are not indicative of the advisor’s future performance. Your experience may vary. You are encouraged to conduct your own research to determine if the advisor is right for you. (2) Portfolio performance is not a criterion due to varying client objectives and lack of audited data. SHOOK does not receive a fee in exchange for rankings. **The 2019 ranking of the Forbes’ Best-in-State Wealth Advisors list was developed by SHOOK Research and is based on in-person and telephone due-diligence meetings to evaluate each advisor qualitatively and on a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria (including assets under management and revenue generated for their firms). Overall, 30,000 advisors were considered, and 3,500 (11.6 percent of candidates) were recognized. This recognition and the due-diligence process conducted are not indicative of the advisor’s future performance. Your experience may vary. Winners are organized and ranked by state. Some states may have more advisors than others. You are encouraged to conduct your own research to determine if the advisor is right for you. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. SHOOK does not receive a fee in exchange for rankings. The full methodology that Forbes developed in partnership with SHOOK Research is available here.
*Triangle Business Journal’s 2018 40 under 40 recognizes young professionals in the Triangle, based on their contributions to their company, their impact on the business world, and their role in the community. For more information, please click here.
Experience: Joined M&T Bank in 2017. Previous roles at MassMutual Financial Group, MetLife, and Northwestern Mutual.
Education: University of North Carolina at Wilmington
Recognition: Selected as both a President’s Council awardee and a Chairman’s Club recipient
Business Focus: Customized investment and
insurance solutions; Strategies for complex financial situations; Fostering long-term client
Family: Resides with wife and two children in Columbia, MD
Craig Howard is Owner and Financial Advisor of CFH Financial Services. He entered the financial services industry in January of 2010 with a deep desire to help people achieve their financial needs through careful and innovative comprehensive planning. He works with a variety of clients ranging from young professionals, to families who are working to provide a sustainable lifestyle; as well as, business owners who desire to maximize their financial and retirement planning opportunities.
Craig enjoys, and is active in, networking with other business professions and organizations involved with social and community efforts. Prior to joining CFH Financial, Craig served as the Assistant Director of the Grizzlies Athletic Center for Memphis Athletic Ministries where he helped inner-city youth develop character and grow spiritually through a mutual love of sports. Before that Craig served as an Area Representative with the Fellowship of Christian Athletes in Abilene, TX after completing his collegiate football career for the Abilene Christian University Wildcats. He utilizes the attributes developed through his prior athletic and ministry endeavors to service the needs of others with a winning attitude.
Craig is a CERTIFIED FINANCIAL PLANNER™ professional. He also holds the Accredited Asset Management Specialist (AAMS) designation through the College of Financial Planning and he holds the Accredited Investment Fiduciary (AIF) designation from fi360 Fiduciary Analytics. These designations help Craig prudently create financial plans, manage investment assets and navigate the various aspects of comprehensive planning.
A native of Amarillo, TX, Craig moved to Memphis from West Texas where he received his Bachelor of Science in Exercise Science, with a Minor in Biblical Text. Craig has a strong desire to use his gifts and education in serving the needs of others.
Craig is happily married to his beautiful wife, Sarah, and they have three sons, Hutton, Hobbs and Graham. Craig loves spending time with family and friends, watching sports, playing golf, reading, cooking out, traveling and working out. He and his family are active members of The Orchard Church located in Collierville, TN.
Certified Financial Planner Board of Standards, Inc. (CFH Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Miguel is a CERTIFIED FINANCIAL PLANNER™ Professional that has focused his career in guiding individuals. The majority of his career was spent with Fidelity Investments overseeing retirement transition focused clientele. His passion lies with creating individual plans and paths for success by monitoring investments continuously to meet the ever-changing requirements as life changes. In addition, Miguel develops Wealth Management Services for tax professionals on behalf of Aksala Wealth Advisors.
Ben is experienced and passionate about creating custom wealth management plans and helping clients reach their goals with confidence.
As a partner at Zajac Group, Ben believes the firm’s vast experience in providing comprehensive planning and advice to clients is what allows them to deliver the attention to detail and customization clients need to reach their goals. “Our ability to simplify complex topics helps clients understand strategy and planning implications, ensuring they make intelligent decisions with their wealth and avoid potential mistakes.”
With a national equity compensation niche, Ben works with clients and families with pre-IPO and publicly traded companies, helping them make informed decisions regarding their equity. Strategy development as it relates to equity compensation includes planning around vesting, exercising, holding, selling, and paying taxes on equity grants, while facilitating conversations and approaches to integrate stock options and other equity compensation as part of a comprehensive financial plan.
Whether working with private or public company employees, founders, C-suite management, retirees, or a client with traditional based financial planning needs, Ben’s goal is to bring clarity to planning situations, helping clients make the decisions that align with their overall personal goals.
In addition to being a CERTIFIED FINANCIAL PLANNER™ professional since 2014, Ben is a Certified Investment Management Analyst®, CIMA® and holds a bachelor’s degree from West Chester University. Prior to attending West Chester, he was a division one college athlete at Towson State University. Ben is also active on the board of his local Chamber of Commerce.
Ben is married to his wife of seventeen years, Jill, and together they have four kids who are in constant need of an Uber. After retiring, he hopes to live in the mountains, where he can hike, fish and be outdoors. For now, you can find Ben and Jill at one of their children’s many activities.
Cory is the Vice President and CCO of IMZ Financial Services, Inc. Along with his experience in tax efficient planning, Cory designs strategies for wealth management, insurance planning, and can guide you through the complexities of retirement, business, and family planning.
As a Financial Professional, Cory enjoys the day to day activity of meeting new people. Over the years he has built relationships with credible CPAs and Estate Planners that can assist in putting together an appropriate strategy for you.
Cory is a graduate and former football player of Florida Atlantic University, and currently resides in Fort Lauderdale, FL with his wife, Paige, and children Easton, Zoie and Violet. While not working, Cory enjoys training in Martial Arts. He is a second-degree black belt in Taekwondo, and a purple belt in Brazilian Jiu Jitsu.
As a Financial Advisor with Capital Analysts of Jacksonville, Florida, Inc., Ben Wuerffel has extensive experience in comprehensive retirement planning, where he works alongside business owners and professionals, retired individuals and others focused on attaining financial freedom.
Ben began his professional career as a Certified Long-Term Care Specialist (CLTC) and seminar consultant for several local advisors. He also worked as an advisor in a firm specializing in investment management before joining Capital Analysts of Jacksonville in January of 2011. His areas of specialties include investment planning and wealth management, pre- and post-retirement planning, life and health insurance, and employee benefits.
An avid Gators fan, Ben follows a longstanding family tradition of being active in various sports. He also volunteers at UNF, his alma mater, as a continuing education instructor. Additionally, Ben is a former Chairman of the Board at Project SOS, a community organization charged with empowering youth to make healthy life choices and decisions. As Chairman, he guided and expanded Project SOS, which is currently being offered in 22 public schools for students in middle and high school. Ben is the youngest chairman in the history of Project SOS.
A native of Destin, Florida, Ben received a Bachelor’s degree from the University of North Florida and recently earned a Graduate Certificate in Personal and Family Financial Planning from the University of Florida. He earned the CERTIFIED FINANCIAL PLANNER™ certification in 2014 and the Accredited Investment Fiduciary (AIF®) Designation from the Center for Fiduciary Studies in 2013. Ben holds the FINRA Series 6, 7, 24, 26 and 66 registrations through his affiliation with Lincoln Investment. He is also a licensed Life and Health Insurance agent.